Opportunity financial

Opportunity financial

Opportunity financial. OppFi to Begin Trading on the NYSE Under Ticker Symbol “OPFI” on July 21, 2021 Opportunity Financial, LLC (“ OppFi ”), a leading financial technology platform that powers banks to help everyday consumers gain access to credit, and FG New America Acquisition Corp. (NYSE: FGNA), a special purpose acquisition …Feb 7, 2022 · Consumer advocates suspect Opportunity Financial, or OppFi, is fighting back against the limit of 36% on loan interest, but the company isn’t discussing its lobbying aims. Apr 19, 2022 · Opportunity Financial LLC — more commonly known as OppLoans — offers fast, relatively inexpensive installment loans. It has received multiple 5-star ratings for its simple loan process and top-notch customer service. Like many short-term lenders, it won't check your credit when you apply. And it may be able to get your loan funds to you ... Opportunity Cost in Business Finances: When businesses make financial choices, they must consider the potential benefits they are sacrificing by choosing one option over others. For example, if a company decides to invest its resources in a new product development project, the opportunity cost would be …Accountant. Accountants review and analyse financial information used by bookkeepers, using it to create financial statements, conduct audits, and forecast profit margins, cash flows and future business needs. They also provide financial information and advice to management. To become an accountant, you …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to AccessibilityBank of America has launched a new Access to Capital Connector, an online platform designed to help entrepreneurs and small business owners start …Finance, Intern, Agriculture, Graduate SASA- Finance Intern - In Service Opportunity - The South African Sugar Association (SASA) who provides a diverse range of highly specialized services to the South African Sugar Industry have an in-service opportunity available for a Finance Intern, based in Mount Edgecombe, Durban. If you do not have a Finance …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to AccessibilityOpportunity International's Digital Financial Services team partners with financial institutions to blend high-tech solutions, like tablet-based banking, with high-touch approaches, like training and equipping local agents, to achieve the highest possible impact for clients around the world. Betha Chilosa, Tanzania.Banking is facing a future marked by fundamental restructuring. But we also believe that banks that successfully manage this transition will become bigger and more profitable and grow faster while leading to a value creation opportunity of up to $20 trillion. 1. In the next era, banks can realign to compete in new arenas, organized around ...By connecting private sector finance to education providers in low- and middle-income countries, we are tackling the global education crisis and helping more children attend better schools. 2.8. million children are reached by EduFinance programs. 80,738. families are using education fee loans. 1,671. schools benefit from our EduQuality program. Outstanding customer service can only be achieved with exceptionally-dedicated employees. We believe that our business at its core, it is not about financial figures. It is about assisting people. Our team of over 45 professionals never ceases to grow, evolve and refine their skills. We are proud to count on the loyalty of our employees ... Today, Opportunity Finance Network (OFN), the nation's leading investment intermediary and network of mission-driven financial institutions, announced a new $10 million investment from Charles ...- Achieved 2020 yearly revenue growth of 27% and net income growth of 135% - Reiterates 2021 outlook for 23% growth in Adjusted Net Income¹. CHICAGO, March 22, 2021 /PRNewswire/ -- Opportunity Financial, LLC ("OppFi"), a leading financial technology platform that empowers banks to provide credit …Opportunity Finance Network (OFN) is the leading network of community development financial institutions (CDFIs) with a proven expertise in lending prudently and productively in unconventional ...of an Alliance member’s retail and business banking revenue comes from women-centered financial offerings. 1 %. of private sector leaders see profits rise as a result of advancing women’s financial power. 1 %. average non-performing loan rate for our members’ female clients across all segments — 53% lower than the rate for men.Beth joined Opportunity Finance Network in 1997 and currently serves as Treasurer, where she is responsible for managing OFN’s Finance and Accounting team and OFN’s Development team. She is responsible for OFN’s capital, finances and budgets, compliance, grants, and risk management. In her 20-year tenure, Beth has worked on the Financial Services team for nine …Do you have a strong desire to teach others about money? Want to join a group of passionate financial education speakers? Join the National Financial Educators Council team of educators - no cost, speaking opportunities.As a Finance Manager, you will play a pivotal role in maintaining the financial health of the company. * Streamline functions within Finance, Procurement, and Inventory to optimize efficiency. * Provide professional development opportunities for the finance team and identify potential successors.Opportunity Analysis Explained. Opportunity analysis is the assessment of a project beforehand, and it allows the researcher, firm or entity to completely understand the pros and cons of something before moving forward or making an investment decision.It can be anything from expanding operations, …Minimum Loan Amount: R1,000.00. Max loan amount: R15,000.00. Min repayment period: 4 months. Max repayment period: 24 months. APR: 23-60%. Product … On November 30, 2021, the District of Columbia Attorney General's Office announced that Opportunity Financial, LLC (OppFi), will pay $1.5 million to refund over 4,000 District consumers who were ... OppFi to Begin Trading on the NYSE Under Ticker Symbol “OPFI” on July 21, 2021 Opportunity Financial, LLC (“ OppFi ”), a leading financial technology platform that powers banks to help everyday consumers gain access to credit, and FG New America Acquisition Corp. (NYSE: FGNA), a special purpose acquisition …Opportunity Finance Network (OFN) is the leading national network of more than 400 community development financial institutions (CDFIs), specialized lenders that provide affordable, responsible financial products and services in low-income rural, urban, and Native communities nationwide. As a trusted intermediary between CDFIs and the public ...Opportunity Financial (“OppFi”), a Leading Fintech Platform Powering Credit Access for the Everyday Consumer, Enters into Definitive Business Combination …SWOT analysis is a process that identifies an organization's strengths, weaknesses, opportunities and threats. Specifically, SWOT is a basic, analytical framework that assesses what an entity ... If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. They have a real passion to help you become educated about your financial situation and how to repair and not continue the unhealthy cycle. Karen S. I have been working with Greater Opportunity for less than 4 months and my score has jumped over 100 points I started out with a 489 credit score.Mission. Opportunity Finance Network (OFN)’s mission through 2025 is to lead community development financial institutions (CDFIs) and their partners to ensure that low-income, low-wealth, and other underserved people and communities have access to affordable, responsible financial products and services.beaird dermatologyexperience vinyl The Pennsylvania and Malawi offices are rented on a month-to-month basis. Effective December 17, 2018, Opportunity sublet 40% of the Chicago office space to an unrelated party for the balance of the lease term. Net rent expense for the years ended December 31, 2019 and 2018 was $445,114 and $523,334, respectively.From building credit to running a successful business, financial success starts with personal success. “Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.” —Will Robinson, author “I feel that luck is preparation meeting opportunity.” —Oprah Winfrey, talk show hostMar 22, 2024 · A fourth-quarter recovery is expected, but imagine if 2022 settles in with low levels of GDP growth right as the Fed gets really scared about inflation. This could be a perilous combination for ... Reminder: Federal agencies do not publish personal financial assistance opportunities on Grants.gov. Federal funding opportunities published on Grants.gov are for organizations and entities supporting the development and management of government-funded programs and projects. For more information …Opportunity International partners with financial institutions around the world to deliver loans and savings accounts to people living in poverty. Combining a robust network of local partners and staff, industry-leading expertise, and international philanthropic support, we leverage capital and provide resources to support those living in poverty. Opportunity International partners with financial institutions around the world to deliver loans and savings accounts to people living in poverty. Combining a robust network of local partners and staff, industry-leading expertise, and international philanthropic support, we leverage capital and provide resources to support those living in poverty. Opportunity Financial, LLC Review. Opportunity Financial, LLC was founded in 2009 and is based in Chicago, IL. Learn more about Opportunity Financial, LLC and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Opportunity Financial, LLC. OppFi to Begin Trading on the NYSE Under Ticker Symbol “OPFI” on July 21, 2021 Opportunity Financial, LLC (“ OppFi ”), a leading financial technology platform that powers banks to help everyday consumers gain access to credit, and FG New America Acquisition Corp. (NYSE: FGNA), a special purpose acquisition …From building credit to running a successful business, financial success starts with personal success. “Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.” —Will Robinson, author “I feel that luck is preparation meeting opportunity.” —Oprah Winfrey, talk show host glow aestheticsl evate you Opportunity Finance (PTY) Ltd Address: 37 Bertha Mkhize St, Central, Kwazulu Natal, 4001, South Africa City of Durban Phone number: 031 304 3511 Categories: Financial Advice, 2 Reviews (5 / 5) Financial Advice. Hayes & Associates. Address: 62 Sormany Rd, Bluff, Kwazulu Natal, 4052, South Africa, Durban. See full …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to AccessibilityIf you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. 2nd street thrift Aug 11, 2020 · Here is a story of how one couple missed out on $24,000 of financial opportunity a year because they didn't understand the rental market. Recently, I made a strong attempt to help ameliorate the #1 recurring problem in San Francisco: housing affordability. My idea was to provide $2,000/month in subsidized housing to local preschool teachers. tory sportinsignia prime steak and sushithe backspace Opportunity Private Capital is a boutique investment company from Cape Town, South Africa, founded in early 2006. Secure investment offerings are provided whereby private investors get the opportunity to invest capital in residential property developments. Market-beating returns can therefore be presented as investors … Opportunity International's Digital Financial Services team partners with financial institutions to blend high-tech solutions, like tablet-based banking, with high-touch approaches, like training and equipping local agents, to achieve the highest possible impact for clients around the world. Betha Chilosa, Tanzania. jamie kay OPPORTUNITY FINANCE (PTY) LTD Pinetown Kwazulu-Natal South Africa. SearchInAfrica.com - Business Directory and online map for information on business, community, government, entertainment & recreation for AfricaMomentum Strategic Opportunities Portfolio (pdf) get_app. SA Money Market (pdf) get_app. Smooth Bonus (pdf) get_app. TOP & MIF (pdf) get_app. US dollar Money Market (pdf) get_app. FNB products ... an authorised financial services and registered credit provider. ©2024 Momentum Metropolitan Life Limited. Legal and … orage If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to AccessibilityJun 20, 2023 · OppLoans are short-term installment loans offered by the lender Opportunity Financial, or OppFi. OppLoans borrowers don’t undergo a hard credit check, and while the company markets these loans ... Yes, job opportunities in financial management are great and plentiful. There is a very broad range of careers that you can look into, starting from processing and clerical work, all the way through to being a financial manager and making critical decisions about a business’s finances.Creating Opportunities for Children. Education Finance scaled in 2016, reaching nearly 2 million children since the program’s start and doubling—or even tripling—the number of loans in some regions. We increased our emphasis on education quality by launching a professional development program where peer groups of school …Posted: 15 Mar 2024. 16 Days left. All Graduate Opportunity Financial Assessor Job in South Africa, Search for any jobs in South Africa in the Graduate …Banking is facing a future marked by fundamental restructuring. But we also believe that banks that successfully manage this transition will become bigger and more profitable and grow faster while leading to a value creation opportunity of up to $20 trillion. 1. In the next era, banks can realign to compete in new arenas, organized around ... jenni kayne clothingsessions deli Opportunity International partners with financial institutions around the world to deliver loans and savings accounts to people living in poverty. Combining a robust network of local partners and staff, industry-leading expertise, and international philanthropic support, we leverage capital and provide resources to support those living in poverty. The number of fintech jobs in Europe would grow by a factor of 2.7 to more than 364,000; the volume of funding would more than double to almost €150 billion from €63 billion; and valuations would grow by a factor of 2.3 to almost €1 trillion—almost twice the combined market capitalization of Europe’s top ten …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to … metropr Opportunity cost is the comparison of one economic choice to the next best choice. Learn how the calculation can help you make decisions. ... and an educator of fintech and strategic finance in top universities. She has been an investor, entrepreneur, and advisor for more than 25 years. She is a FINRA Series 7, 63, and 66 license holder. learn ...Borrowers have also flocked to the market this year. Investment-grade companies alone have issued a record $561bn in dollar-denominated bonds year … If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. From building credit to running a successful business, financial success starts with personal success. “Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.” —Will Robinson, author “I feel that luck is preparation meeting opportunity.” —Oprah Winfrey, talk show host university of arkansas footballthe line hotel Outstanding customer service can only be achieved with exceptionally-dedicated employees. We believe that our business at its core, it is not about financial figures. It is about assisting people. Our team of over 45 professionals never ceases to grow, evolve and refine their skills. We are proud to count on the loyalty of our employees ... Opportunity cost represents money that could have been earned if the money was invested in a different way. Let’s assume that our inheritor (from the example above) chooses to purchase $15,000 of stock. That $15,000 is a sunk cost, spent to purchase the stock regardless of whether it’s sold or held. The …Outstanding customer service can only be achieved with exceptionally-dedicated employees. We believe that our business at its core, it is not about financial figures. It is about assisting people. Our team of over 45 professionals never ceases to grow, evolve and refine their skills. We are proud to count on the loyalty of our …Opportunity Oman: Financial industry. The Financial sector acts as a catalyst for economic development through various key functions. Firstly, it facilitates efficient capital allocation by connecting savers and investors. Secondly, it provides funding for investments in infrastructure, technology, research and … If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to Accessibility Today, Opportunity Finance Network (OFN), the nation's leading investment intermediary and network of mission-driven financial institutions, announced a new $10 million investment from Charles ...Education Finance Partners and Staff. Meet the team building and implementing Opportunity International's EduFinance programs and initiatives. ... Opportunity International Savings & Loan (Ghana) Safco (Pakistan) San Marquena (Honduras) Shiksha (India) Sinapi Aba Savings and Loans (Ghana) Stanbic (Uganda)Impact investing is investing that aims to generate specific beneficial social or environmental effects in addition to financial gain. Impact investing is a subset of socially responsible ...Opportunity Financial, LLC (“OppFi”), a leading financial technology platform that powers banks to help everyday consumers gain access to credit, and OppLoans offers online loans up to $4,000 with same-day funding and no hidden fees. Apply now and get a quick decision from a top-rated loan advocate. Opportunity International partners with financial institutions around the world to deliver loans and savings accounts to people living in poverty. Combining a robust network of local partners and staff, industry-leading expertise, and international philanthropic support, we leverage capital and provide resources to support those living in poverty.Opportunity Finance Network (OFN) is the leading national network of CDFIs and a financial intermediary. OFN increases capital flow, strengthens CDFIs, and amplifies the voice of the CDFI industry. We … bodysculpt Feb 28, 2024 · If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to Accessibility Feb 10, 2021 · Opportunity Financial, LLC and FG New America Acquisition Corp. will host a joint investor webcast and conference call to discuss the proposed transaction today on February 10, ... - Achieved 2020 yearly revenue growth of 27% and net income growth of 135% - Reiterates 2021 outlook for 23% growth in Adjusted Net Income¹. CHICAGO, March 22, 2021 /PRNewswire/ -- Opportunity Financial, LLC ("OppFi"), a leading financial technology platform that empowers banks to provide credit …Opportunity Cost of Capital. The difference in return between an investment one makes and another that one chose not to make. This may occur in securities trading or in other decisions. For example, if a person has $10,000 to invest and must choose between Stock A and Stock B, the opportunity cost is the difference in their returns. skyzone anaheim The number of fintech jobs in Europe would grow by a factor of 2.7 to more than 364,000; the volume of funding would more than double to almost €150 billion from €63 billion; and valuations would grow by a factor of 2.3 to almost €1 trillion—almost twice the combined market capitalization of Europe’s top ten …The enormous opportunity of AI. The secular tailwind of AI is only just beginning to show in Micron's results. For the company's fiscal 2024 second …SWOT analysis is a process that identifies an organization's strengths, weaknesses, opportunities and threats. Specifically, SWOT is a basic, analytical framework that assesses what an entity ... stalfred OppFi, a leading financial technology platform that powers banks through a multitude of products, has entered into a business combination …Financial analysts are responsible for a variety of research tasks to inform investment strategy and make investment decisions for their company or clients. These roles are data-intensive and require strong mathematical and analytical skills. Employment opportunities for financial analysts include large corporations such as investment banks ...We would like to show you a description here but the site won’t allow us.Apr 19, 2022 · Opportunity Financial LLC — more commonly known as OppLoans — offers fast, relatively inexpensive installment loans. It has received multiple 5-star ratings for its simple loan process and top-notch customer service. Like many short-term lenders, it won't check your credit when you apply. And it may be able to get your loan funds to you ... Opportunity analysis is a process used to identify and assess potential opportunities in business. This includes analyzing the need for a new product or service, evaluating the potential of an existing product, and researching the best strategies for achieving success in a given market. When done right, it can be … red letters clothingsenor sisig If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Jun 20, 2023 · OppLoans are short-term installment loans offered by the lender Opportunity Financial, or OppFi. OppLoans borrowers don’t undergo a hard credit check, and while the company markets these loans ... By connecting private sector finance to education providers in low- and middle-income countries, we are tackling the global education crisis and helping more children attend better schools. 2.8. million children are reached by EduFinance programs. 80,738. families are using education fee loans. 1,671. schools benefit from our EduQuality program.In finance today, change is the new normal. We’re both seeing an accelerated rate of transformation within our industry. It’s revealing that Investment Professional of the Future, a report from CFA Institute, found that over the next five to 10 years, 43% of professionals anticipate that their current role will change significantly.CHICAGO, Feb. 10, 2021 /PRNewswire/ -- Opportunity Financial, LLC ("OppFi"), a leading financial technology platform that serves the everyday consumer, and FG …Opportunity Finance Network (OFN) is the leading national network of more than 400 community development financial institutions (CDFIs), specialized lenders that provide affordable, responsible financial products and services in low-income rural, urban, and Native communities nationwide. As a trusted intermediary between CDFIs and the public ...Opportunity Finance Network (OFN) is the leading national network of more than 400 community development financial institutions (CDFIs), specialized lenders that provide affordable, responsible financial products and services in low-income rural, urban, and Native communities nationwide. As a trusted intermediary between CDFIs and the public ...Jun 2, 2021 · Launching in 33 states, OppFi will help companies across the U.S. offer employees access to small dollar loans linked to their payroll,/p> Opportunity Financial, LLC (" OppFi "), a leading financial technology platform that powers banks to help the everyday consumer gain access to credit, announced today the national expansion of SalaryTap, an employer payroll-linked loan product, into 33 new ... 10. Test With Smaller Bets. Make smaller bets, test the market and see what sticks. During economic downturns, consumers have more strict priorities and reductions in spending. Few industries ... If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Google's commitment of $191M enabled Opportunity Finance Network to establish the Grow with Google Small Business Fund, OFN's Grant Program and OFN’s Tech Grant Program supported by Google.org. The funds allowed OFN to deliver low-interest loans and grants to over 60 Community Development Financial Institutions (CDFIs), who in turn …LOS 41 (b) Define arbitrage opportunity and determine whether an arbitrage opportunity exists. Trustpilot rating score: 4.7 of 5, based on 61 reviews. Arbitrage is risk-free trading that does not require an initial investment of money but earns an expected positive net return. An arbitrage opportunity exists if an investor can make a deal that ...In 2022, we reached an additional 1.6 million school children; supported over 110,000 smallholder farmers in Africa; and worked with 8.4 million loan clients and over 16 million savings clients. Of those clients, 97% are women. In 2022, we concluded a three-year strategic business plan catalyzing our reach to clients living in extreme … dr barbara o neill According to this model, people commit fraud due to one or a combination of three forces. These motivations are opportunity, incentive/pressure, and rationalization. The fraud triangle was first proposed by Donald R. Cressey, a famous criminologist, in his book Other People’s Money: A Study in the Social …Training. Opportunity International's local staff provides training to clients, ensuring that they not only have access to financial services, but also the skills to manage and grow their businesses. Opportunity International partners with financial institutions to provide innovative financial services to families living in extreme …Finance allows people to make payments, to save, to borrow, and to manage risk. These things, in turn, help societies mobilize savings and allocate them to their most productive uses. The result is faster economic growth where it …Opportunity Financial Services | 724 abonnés sur LinkedIn. Combining skills and sharing knowledge for better performance | With 20 years’ experience, Opportunity Financial Services S.A. is a pioneer and leader in integrated solutions for start-ups, institutional, corporate and private clients. As Specialized PSF supervised by the … oxbetmoney Opportunity Financial Services | 735 followers on LinkedIn. Combining skills and sharing knowledge for better performance | With 20 years’ experience, …Opportunity Finance Pty Ltd Back To Results. OPPORTUNITY FINANCE (PTY) LTD. Update Your Business Info. Physical Address: Dorchester Pl, 190 Jabu Ndlovu St, Pietermaritzburg, 3201. Phone: 033 394 0277. EMAIL BOOKMARK Share. Services Provided. Financial Brokers. Business Hours. MONDAY. 8.00 to 16.30 ...Our Take. 3.5. NerdWallet rating. The Nerdy headline: Oportun loans may be a fit for borrowers with no credit history looking to borrow a small amount of money for an emergency or income gap. Jump ...We would like to show you a description here but the site won’t allow us. keeton parkcaroline ricke Minimum Loan Amount: R1,000.00. Max loan amount: R15,000.00. Min repayment period: 4 months. Max repayment period: 24 months. APR: 23-60%. Product …3. Budgeting and Expense Tracking Apps. Budgeting is crucial for running a business. Naturally, it follows that it should be just as important for running one’s personal finances. Because of ...There is a wide range of exit opportunities that you can get coming out of FDD, but the most common roles include: . FP&A – overseeing the budgeting and financing processes at that company. Specifically, the FP&A role tracks and plans the performance of a business over time. Strategic Finance – Financial strategy roles focus on a business’ growth and long-term vision. ambre 10. Test With Smaller Bets. Make smaller bets, test the market and see what sticks. During economic downturns, consumers have more strict priorities and reductions in spending. Few industries ...We will never sell, rent, or exchange your email address with a third party. Opportunity International’s 2022 Impact Report illustrates the measurable impact we are making in education, agriculture, microbanking, and digital financial services in 33 countries.Opportunity cost is the comparison of one economic choice to the next best choice. Learn how the calculation can help you make decisions. ... and an educator of fintech and strategic finance in top universities. She has been an investor, entrepreneur, and advisor for more than 25 years. She is a FINRA Series 7, 63, and 66 license holder. learn ... If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to Accessibility Risk Management: In the financial world, risk management is the process of identification, analysis and acceptance or mitigation of uncertainty in investment decisions. Essentially, risk ... Opportunity International pioneered micro banking for those living in extreme poverty. As one of the first microfinance organizations, Opportunity International developed innovative financial services, training, and support that continue to help entrepreneurs and small business owners grow their businesses, provide for themselves, and help ... · 13 Jan 2021. COVID-19 has had serious ramifications on the financial well-being of South Africans. It has shown how important it is to have investments that provide …· 13 Jan 2021. COVID-19 has had serious ramifications on the financial well-being of South Africans. It has shown how important it is to have investments that provide …Opportunity risk is an essential concept in decision-making that involves the potential loss or unfavorable outcome associated with selecting one option over another. There are different types of opportunity risks, including financial, time-based, human capital, strategic, and reputational. Identifying and …Mar 19, 2024 · 4. Money market funds. Money market mutual funds are an investment product, not to be confused with money market accounts, which are bank deposit accounts similar to savings accounts. When you ... xs club las vegas Financial analysis is the process of evaluating businesses, projects, budgets and other finance-related entities to determine their performance and suitability. Typically, financial analysis is ...4. Money market funds. Money market mutual funds are an investment product, not to be confused with money market accounts, which are bank deposit accounts similar to savings accounts. When you ... the body shop club If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to Accessibility Opportunity International pioneered micro banking for those living in extreme poverty. As one of the first microfinance organizations, Opportunity International developed innovative financial services, training, and support that continue to help entrepreneurs and small business owners grow their businesses, provide for themselves, and help ... If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to Accessibility Reasons people choose. our services. Opportunity bank upholds the time-honored belief in community involvement and provides a wide range of financial services and non financial services. We are your friends and family, dedicated to supporting the communities where we live. zen curry Financial inclusion is a key to achieving our goals of eliminating extreme poverty and boosting shared prosperity. World Bank Group President Jim Kim has issued a call to action to achieve Universal Financial Access by 2020. ... · Identifying large-scale opportunities to incorporate financial education messages into existing programs and ...Outstanding customer service can only be achieved with exceptionally-dedicated employees. We believe that our business at its core, it is not about financial figures. It is about assisting people. Our team of over 45 professionals never ceases to grow, evolve and refine their skills. We are proud to count on the loyalty of our …Reminder: Federal agencies do not publish personal financial assistance opportunities on Grants.gov. Federal funding opportunities published on Grants.gov are for organizations and entities supporting the development and management of government-funded programs and projects. For more information …Opportunity Private Capital is a boutique investment company from Cape Town, South Africa, founded in early 2006. Secure investment offerings are provided whereby private investors get the opportunity to invest capital in residential property developments. Market-beating returns can therefore be presented as investors …Apr 7, 2021 · Opportunity Financial, LLC (" OppFi "), a leading financial technology platform that powers banks to help the everyday consumer gain access to credit, announced today it is working with Mastercard, First Electronic Bank and Deserve to launch OppFi Card, a new mobile-first credit card designed to expand credit to millions of consumers who are locked out of mainstream financial products. By connecting private sector finance to education providers in low- and middle-income countries, we are tackling the global education crisis and helping more children attend better schools. 2.8. million children are reached by EduFinance programs. 80,738. families are using education fee loans. 1,671. schools benefit from our EduQuality program.OPPORTUNITY FINANCIAL, LLC (doing business as OPPORTUNITY FINANCIAL, LLC) is a business in Chicago licensed by the Department of Business Affairs and Consumer Protection (BACP) of the City of Chicago. The business account number is #380948, and the license was issued with license #2262385 and license type Limited Business License on May 6, 2015, … In financial analysis, the opportunity cost is factored into the present when calculating the Net Present Value formula. Where: NPV: Net Present Value. FCF: Free cash flow. r: Discount rate. n: Number of periods. When presented with mutually exclusive options, the decision-making rule is to choose the project with the highest NPV. 10. Test With Smaller Bets. Make smaller bets, test the market and see what sticks. During economic downturns, consumers have more strict priorities and reductions in spending. Few industries ...Financial inclusion is a key to achieving our goals of eliminating extreme poverty and boosting shared prosperity. World Bank Group President Jim Kim has issued a call to action to achieve Universal Financial Access by 2020. ... · Identifying large-scale opportunities to incorporate financial education messages into existing programs and ...Aug 28, 2023 · Our Take. 3.5. NerdWallet rating. The Nerdy headline: Oportun loans may be a fit for borrowers with no credit history looking to borrow a small amount of money for an emergency or income gap. Jump ... Opportunity Finance Pty Ltd Back To Results. OPPORTUNITY FINANCE (PTY) LTD. Update Your Business Info. Physical Address: Dorchester Pl, 190 Jabu Ndlovu St, Pietermaritzburg, 3201. Phone: 033 394 0277. EMAIL BOOKMARK Share. Services Provided. Financial Brokers. Business Hours. MONDAY. 8.00 to 16.30 ...Opportunity Finance (PTY) Ltd Address: 37 Bertha Mkhize St, Central, Kwazulu Natal, 4001, South Africa City of Durban Phone number: 031 304 3511 Categories: Financial Advice, 2 Reviews (5 / 5) Financial Advice. Hayes & Associates. Address: 62 Sormany Rd, Bluff, Kwazulu Natal, 4052, South Africa, Durban. See full … Opportunity Financial, LLC Review. Opportunity Financial, LLC was founded in 2009 and is based in Chicago, IL. Learn more about Opportunity Financial, LLC and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Opportunity Financial, LLC. Financial Opportunity Centers (FOCs) In Chicago, LISC supports our FOC network partners which provide employment and career counseling, one-on-one financial coaching and education and low-cost financial products that help build credit, savings and assets. If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to Accessibility gleimcnmn Thank you for visiting the Opportunity Financial Services website. This form is available for you, give us the opportunity to get to know you and your needs better: slainte nyc They have a real passion to help you become educated about your financial situation and how to repair and not continue the unhealthy cycle. Karen S. I have been working with Greater Opportunity for less than 4 months and my score has jumped over 100 points I started out with a 489 credit score.Feb 10, 2021 · Opportunity Financial, LLC and FG New America Acquisition Corp. will host a joint investor webcast and conference call to discuss the proposed transaction today on February 10, ... Opportunity International's Digital Financial Services team partners with financial institutions to blend high-tech solutions, like tablet-based banking, with high-touch approaches, like training and equipping local agents, to achieve the highest possible impact for clients around the world. Betha Chilosa, Tanzania.Opportunity Financial Services | 735 followers on LinkedIn. Combining skills and sharing knowledge for better performance | With 20 years’ experience, … We provide professional corporate services and fund administration. With 20 years’ experience, Opportunity Financial Services S.A. is a pioneer and leader in integrated solutions for start-ups, institutional, corporate and private clients. We are proud to cater for entities which are active in a wide variety of business sectors: real estate ... Opportunity Financial Services | 724 abonnés sur LinkedIn. Combining skills and sharing knowledge for better performance | With 20 years’ experience, Opportunity Financial Services S.A. is a pioneer and leader in integrated solutions for start-ups, institutional, corporate and private clients. As Specialized PSF supervised by the …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to AccessibilityCareers in finance may also offer flexibility for employees by allowing them to work remotely or in hybrid environments. The U.S. Bureau of Labor Statistics (BLS) projects that business and ...07 Apr, 2021, 08:00 ET. CHICAGO, April 7, 2021 /PRNewswire/ -- Opportunity Financial, LLC ("OppFi"), a leading financial technology platform that powers banks to help the everyday consumer gain ...3. Budgeting and Expense Tracking Apps. Budgeting is crucial for running a business. Naturally, it follows that it should be just as important for running one’s personal finances. Because of ... OppLoans offers credit access to everyday Americans who lack traditional options while rebuilding their financial health. Learn about their mission, social impact, leadership, and career opportunities. Reminder: Federal agencies do not publish personal financial assistance opportunities on Grants.gov. Federal funding opportunities published on Grants.gov are for organizations and entities supporting the development and management of government-funded programs and projects. For more information …Bank of America has launched a new Access to Capital Connector, an online platform designed to help entrepreneurs and small business owners start … Opportunity Financial, LLC 130 E Randolph St. Suite 3400 Chicago, IL 60601 Customer Support: (800) 990-9130 Corporate Number: (312) 212-8079 conesteewoodland ford Credit Karma Credit Builder (McBurberod Financial, Inc.) NMLS ID# 2057952 | Licenses | NMLS Consumer Access California loans arranged pursuant to Dep't of Business Oversight Finance Lenders License #60DBO-78868. Accountant. Accountants review and analyse financial information used by bookkeepers, using it to create financial statements, conduct audits, and forecast profit margins, cash flows and future business needs. They also provide financial information and advice to management. To become an accountant, you …Finance allows people to make payments, to save, to borrow, and to manage risk. These things, in turn, help societies mobilize savings and allocate them to their most productive uses. The result is faster economic growth where it …Jun 20, 2023 · OppLoans are short-term installment loans offered by the lender Opportunity Financial, or OppFi. OppLoans borrowers don’t undergo a hard credit check, and while the company markets these loans ... There is a wide range of exit opportunities that you can get coming out of FDD, but the most common roles include: . FP&A – overseeing the budgeting and financing processes at that company. Specifically, the FP&A role tracks and plans the performance of a business over time. Strategic Finance – Financial strategy roles focus on a business’ growth and long-term vision.Opportunity Finance Network (OFN) is the leading national network of CDFIs and a financial intermediary. OFN increases capital flow, strengthens CDFIs, and amplifies the voice of the CDFI industry. We … jeremiahs OppFi partners with community banks to offer online loans to consumers who lack access to traditional credit. Learn how OppFi helps 60 million U.S. adults who …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to Accessibility From $300 to $10,000 For bills, repairs, deposits, and more. Fast funding With direct deposit. Affordable payments That fit your budget. Get affordable personal loans, effortless savings tools, and credit-building credit cards to strengthen your finances. “By 2028, 100% of CDFIs should become climate lenders,” said Harold Pettigrew, CEO of Opportunity Finance Network, in a rousing call to action at last week’s Opportunity Finance Network Conference in Washington, DC. Pettigrew, head of the network of more than four hundred community-based financiers, called on all Community Development Finance … bmw owings millsprof david sinclair Opportunity Financial Services | 735 followers on LinkedIn. Combining skills and sharing knowledge for better performance | With 20 years’ experience, … OppLoans offers online loans up to $4,000 with same-day funding and no hidden fees. Apply now and get a quick decision from a top-rated loan advocate. Opportunity Finance Pty Ltd Back To Results. OPPORTUNITY FINANCE (PTY) LTD. Update Your Business Info. Physical Address: Dorchester Pl, 190 Jabu Ndlovu St, Pietermaritzburg, 3201. Phone: 033 394 0277. EMAIL BOOKMARK Share. Services Provided. Financial Brokers. Business Hours. MONDAY. 8.00 to 16.30 ... enchant las vegas Opportunity Private Capital has given me the opportunity to invest in residential property with flexible buy in options and excellent returns. The staff are friendly, …Careers in finance may also offer flexibility for employees by allowing them to work remotely or in hybrid environments. The U.S. Bureau of Labor Statistics (BLS) projects that business and ...Feb 7, 2022 · Consumer advocates suspect Opportunity Financial, or OppFi, is fighting back against the limit of 36% on loan interest, but the company isn’t discussing its lobbying aims. Opportunity Finance (PTY) Ltd Address: 37 Bertha Mkhize St, Central, Kwazulu Natal, 4001, South Africa City of Durban Phone number: 031 304 3511 Categories: Financial Advice, 2 Reviews (5 / 5) Financial Advice. Hayes & Associates. Address: 62 Sormany Rd, Bluff, Kwazulu Natal, 4052, South Africa, Durban. See full … supreme rolexis travis kelce.playing today OPPORTUNITY FINANCE (PTY) LTD Pinetown Kwazulu-Natal South Africa. SearchInAfrica.com - Business Directory and online map for information on business, community, government, entertainment & recreation for AfricaLet's dive into five specific areas within the finance industry that offer promising opportunities for new innovative startup projects. 1. Personal Finance Management Apps. Financial management is ...Trend 1: Digital money. Money has well and truly gone digital. You can now pay for goods and services at the tap of a screen via mobile apps or by scanning your phone in a shop. In China, people ...Opportunity is a business entity whose vision is to become a sustainable and well known household name that offers consistent, professional, accessible, timely and relevant financial services to small businesses and the formally employed.This business concern distinguishes itself by supporting small businesses, believing in …Opportunity Finance Pty Ltd Back To Results. OPPORTUNITY FINANCE (PTY) LTD. Update Your Business Info. Physical Address: Dorchester Pl, 190 Jabu Ndlovu St, Pietermaritzburg, 3201. Phone: 033 394 0277. EMAIL BOOKMARK Share. Services Provided. Financial Brokers. Business Hours. MONDAY. 8.00 to 16.30 ...The students should be able to reflect on their financial management, investment management, financial planning and accounting decisions and applications to assess the effect thereof in the holistic context of finance as a practice. ... Career Opportunities. Financial Manager, Stockbroker, Accountant, Financial …Jun 20, 2023 · OppLoans are short-term installment loans offered by the lender Opportunity Financial, or OppFi. OppLoans borrowers don’t undergo a hard credit check, and while the company markets these loans ... Only 14% of CDFIs reported that they had 100 or more FTE employees. Based on almost 22,700 FTE staff (in total) reported from the 2023 CDFI survey, the average number of employees per institution was 53 and the median was 22. The CDFI Fund’s 2020 ACR reported average and median FTE staff of 52 and 13, respectively. Opportunity International partners with financial institutions around the world to deliver loans and savings accounts to people living in poverty. Combining a robust network of local partners and staff, industry-leading expertise, and international philanthropic support, we leverage capital and provide resources to support those living in poverty. Borrowers have also flocked to the market this year. Investment-grade companies alone have issued a record $561bn in dollar-denominated bonds year …Careers • Opportunity Financial Services. Take the opportunity to join our dynamic and dedicated team of experts. From interns to senior leaders, we encourage our employees to share their passion, talents and ideas.Jul 26, 2023 · Opportunity Financial, LLC, a putative class action filed in June 2022 claiming that fintech Opportunity Financial, LLC (OppFi), not its out-of-state, state-chartered bank partners, is the “true lender” on loans with interest rates permitted under the laws of the banks’ home states, but higher than allowed in the plaintiffs’ states. Opportunity International pioneered micro banking for those living in extreme poverty. As one of the first microfinance organizations, Opportunity International developed innovative financial services, training, and support that continue to help entrepreneurs and small business owners grow their businesses, provide for themselves, and help ... Active duty military, spouses, and dependents who took out a loan with Opportunity Financial who believe they may have been charged too high of an interest rate under the Military Lending Act are encouraged to contact the attorneys at Peiffer Wolf Carr Kane & Conway for a FREE CONSULTATION by filling out a Contact Form or by calling 504-523 …Rajasthan High Court System Assistant Result 2024. APEX Bank Assistant Exam Date 2024. UPMRC Recruitment 2024. BPSC TRE 3 Expected Cut Off 2024. Know what is Financial Management, Career Options ...“By 2028, 100% of CDFIs should become climate lenders,” said Harold Pettigrew, CEO of Opportunity Finance Network, in a rousing call to action at last week’s Opportunity Finance Network Conference in Washington, DC. Pettigrew, head of the network of more than four hundred community-based financiers, called on all Community Development Finance …Feb 10, 2021 · Opportunity Financial, LLC and FG New America Acquisition Corp. will host a joint investor webcast and conference call to discuss the proposed transaction today on February 10, ... zzs miamitattoo shops colorado springs Financial inclusion is a key to achieving our goals of eliminating extreme poverty and boosting shared prosperity. World Bank Group President Jim Kim has issued a call to action to achieve Universal Financial Access by 2020. ... · Identifying large-scale opportunities to incorporate financial education messages into existing programs and ... dr. amir karam Opportunity Cost means the cost or price of the next best alternative available to a business, company, or investor. The next best choice refers to the option which has been foregone and not been chosen. Instead, another option, assuming it to be better and more rewarding and fruitful, has been selected. In other words, Opportunity Cost is the ...Opportunity Private Capital is a boutique investment company from Cape Town, South Africa, founded in early 2006. Secure investment offerings are provided whereby private investors get the opportunity to invest capital in residential property developments. Market-beating returns can therefore be presented as investors …“By 2028, 100% of CDFIs should become climate lenders,” said Harold Pettigrew, CEO of Opportunity Finance Network, in a rousing call to action at last week’s Opportunity Finance Network Conference in Washington, DC. Pettigrew, head of the network of more than four hundred community-based financiers, called on all Community Development Finance …Opportunity International partners with financial institutions around the world to deliver loans and savings accounts to people living in poverty. Combining a robust network of local partners and staff, industry-leading expertise, and international philanthropic support, we leverage capital and provide resources to support those living in poverty.of an Alliance member’s retail and business banking revenue comes from women-centered financial offerings. 1 %. of private sector leaders see profits rise as a result of advancing women’s financial power. 1 %. average non-performing loan rate for our members’ female clients across all segments — 53% lower than the rate for men.CONTACT US Get in touch to find out more about available investments or complete form below Francois: 082 448 2928 Nick: 082 307 5511 Office (Mon – Fri): 021 919 9944 Co. WhatsApp Only (Mon – Fri): 079 840 9193 From $300 to $10,000 For bills, repairs, deposits, and more. Fast funding With direct deposit. Affordable payments That fit your budget. Get affordable personal loans, effortless savings tools, and credit-building credit cards to strengthen your finances. It is a versatile concept applicable to various aspects of life, from finance to personal choices and business strategy. By incorporating the concept of opportunity cost into our decision-making processes, we can become more effective at managing our resources and achieving our goals. In the realm of economics and decision-making, the concept ...Google's commitment of $191M enabled Opportunity Finance Network to establish the Grow with Google Small Business Fund, OFN's Grant Program and OFN’s Tech Grant Program supported by Google.org. The funds allowed OFN to deliver low-interest loans and grants to over 60 Community Development Financial Institutions (CDFIs), who in turn …FinTech platform Opportunity Financial (OppFi) has entered into an agreement with special purpose acquisition company (SPAC) FG New American Acquisition Corp. (FGNA) to become a public company ...Find 54 different ways to say opportunity, along with antonyms, related words, and example sentences at Thesaurus.com.Opportunity cost represents money that could have been earned if the money was invested in a different way. Let’s assume that our inheritor (from the example above) chooses to purchase $15,000 of stock. That $15,000 is a sunk cost, spent to purchase the stock regardless of whether it’s sold or held. The …Follow us. April 2024 is a month of transformation and growth for Scorpios. Embrace opportunities for promotions, financial gains, and emotional …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to AccessibilityOpportunity Analysis Explained. Opportunity analysis is the assessment of a project beforehand, and it allows the researcher, firm or entity to completely understand the pros and cons of something before moving forward or making an investment decision.It can be anything from expanding operations, …Opportunity International Savings and Loans Limited is a subsidiary of Opportunity International – A global institution dedicated to helping clients transform out of poverty. It operates in 23 countries across the globe serving over 20 million clients with micro loans, savings, micro insurance and non-financial services. viva day spa domainmet store Apr 7, 2021 · Opportunity Financial, LLC (" OppFi "), a leading financial technology platform that powers banks to help the everyday consumer gain access to credit, announced today it is working with Mastercard, First Electronic Bank and Deserve to launch OppFi Card, a new mobile-first credit card designed to expand credit to millions of consumers who are locked out of mainstream financial products. Take Advantage of Every Possible Financial Opportunity. If you see what you think could be a good financial opportunity in front of you, you should think about using it to your benefit. It could be a way to bring in more money consistently. Just try not to fall for every get-rich-quick scheme that comes your way.10. Test With Smaller Bets. Make smaller bets, test the market and see what sticks. During economic downturns, consumers have more strict priorities and reductions in spending. Few industries ...If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. Our Commitment to AccessibilityBy connecting private sector finance to education providers in low- and middle-income countries, we are tackling the global education crisis and helping more children attend better schools. 2.8. million children are reached by EduFinance programs. 80,738. families are using education fee loans. 1,671. schools benefit from our EduQuality program.OppLoans offers online personal loans up to $4,000 with no hidden fees and fast approval. You can build credit history, get loan support and access the OppU …If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to [email protected]. scpa Aug 28, 2023 · Our Take. 3.5. NerdWallet rating. The Nerdy headline: Oportun loans may be a fit for borrowers with no credit history looking to borrow a small amount of money for an emergency or income gap. Jump ... Opportunity Oman: Financial industry. The Financial sector acts as a catalyst for economic development through various key functions. Firstly, it facilitates efficient capital allocation by connecting savers and investors. Secondly, it provides funding for investments in infrastructure, technology, research and …Opportunity analysis is a process used to identify and assess potential opportunities in business. This includes analyzing the need for a new product or service, evaluating the potential of an existing product, and researching the best strategies for achieving success in a given market. When done right, it can be …Accountant. Accountants review and analyse financial information used by bookkeepers, using it to create financial statements, conduct audits, and forecast profit margins, cash flows and future business needs. They also provide financial information and advice to management. To become an accountant, you … cafe biondabedstu ---2